债务压力
The average American owes $59,580 in debt. 其中59美元,580, $41,830 is from mortgage debt, $5,640 is from student loans, 和5美元,470是汽车贷款. Little wonder that money worries can be a major cause of stress.1
The Link Between Stress and Health
Humans have an innate response called “flight or fight.” It is nature’s way of launching our bodies into action; consider the physical responses we feel during moments of stress—faster heartbeat, 呼吸加速, 肌肉收紧, 出汗增多.
These are response mechanisms that prepared our ancestors to run from, 或面对, 大草原上的危险. But they can be less useful in more modern times.
在短期内, stress can manifest itself in physical symptoms, 比如头痛, 乏力, difficulty sleeping or concentrating, 胃不舒服, 还有一般的易怒.
These brief episodes of stress usually do not cause lasting harm to personal health.
However, debt—and the stress it causes—is often a persistent problem. If your stress system stays activated over longer periods of time, it can lead to serious health problems, 比如体重增加, 乏力, 焦虑, 抑郁症, 头痛, 还有睡眠问题.2
Managing Stress and Debt
If you are experiencing debt-related stress, you should consider attacking the root of the problem. 一般, it takes time to work down debt, but that doesn’t mean you can’t manage the stress during the interim period.3
Developing a strategy to eliminate your debt is the first step to lowering stress since the sense of control that a strategy gives you might furnish you with hope and optimism.
It’s also important that you keep your debt worries in perspective. Remind yourself that debt may not permanently ruin your life. Writing in a journal can be helpful as an outlet for the worried thoughts that can cycle endlessly through your mind. Seek social support—knowing that family and friends are in your corner can be a great source of strength.
最后, find time for laughter and extending small kindnesses—each unleashes wonderfully positive chemical reactions that are good for the soul and the body.
1. BusinessInsider.2023年3月23日
2. MayoClinic.org, 2023
3. This is a hypothetical example used for illustrative purposes only. It is not representative of any specific debt-reduction strategy or approach.
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